Be Proud of Your Insurance Policy With Palomino Insurance Agency

Professional, prompt, and personalized service—all focused on serving your best interests.

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Scottsdale, AZ Office
San Diego, CA Office
Personalized Service from Palomino

While we operate out of Scottsdale, AZ, and San Diego, CA, we are proud to offer personalized service with a hometown feel. Our focus is on insuring clients in AZ, CA, HI, IL, NV, OR, PA, TX, UT, and more. Contact us today to get started.

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Palomino Insurance Agency Inc.

Welcome to your trusted independent insurance agency!

Here at Palomino Insurance Agency, we strive to be your trusted source for insurance services and solutions by providing you with professional, prompt, and personalized customer service to clients locally and beyond. We are here to serve our neighbors far and wide with insurance solutions to protect what matters most.

As an independent insurance agency, our experienced insurance professionals are by your side throughout your insurance journey, with the goal of guiding you through life’s twists and turns. Because serving your best interests, helping you find peace of mind, and building long-lasting, trusted relationships is what we’re here for.

The Solution to Your Insurance Needs

Providing a variety of personal insurance, business insurance, and employee benefits solutions is what Palomino Insurance Agency Inc. does best.

Traveling to Mexico?

If you are headed to Mexico whether it’s for a vacation or a just a short trip, you should consider Mexico insurance for your vehicle to offer protection if you are involved in an accident while in Mexico.

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“I have my home and cars insured with them and have done so for years. And we always get our Mexico insurance with them.”

~ D. Stat

Proudly Referred and Recommended

Check out our reviews and see why you should switch to Palomino Insurance Agency Inc.

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Real clients. Real reviews. Real coverage.

“This place does it all! Their staff is incredibly knowledgeable and even more friendly, and their response time is off the charts. They helped with all my insurance needs and gave me a great price.”

– Amanda C.
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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
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Palomino Perks

When you work with Palomino Insurance Agency, here’s the top-notch service you can expect.

Practical and Accurate

We strive to be honest and transparent with you regarding your insurance policy and the overall process.

Serving Your Best Interests

We go out of our way to focus on your best interests and putting your needs front and center.

Personalized Service

We take customer service to the next level to make you feel like part of the Palomino family.

Prompt and Professional

Our team is dedicated to handling your requests—simple or complex—as professionally and quickly as possible.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else’s property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.

Solution

Medical payments coverage can help cover reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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As an independent agency, we are here to help you find the right coverage.

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